For Life Insurance Companies

Estate Planning & Legal Protection For Policyholders

Give policyholders access to a modern legal benefit that helps them plan, protect, and make important life decisions with confidence.

LegalFix helps life insurance companies increase their policyholder value with easy-to-complete, already-drafted estate planning documents, plain-language legal information, and a seamless digital experience designed for today's insurance platforms.

Contact Us
Illustration of a multigenerational family reviewing estate planning documents together at a table

Estate Planning

Policyholder Support

✓ Attorney-Drafted Documents, Completed Through Guided Questions

Partnership

Financial Protection After Death.
Legal Support During Life.

Life insurance helps secure a family’s financial future. LegalFix helps families define and protect the legal decisions that shape their future.

Together, they create a more complete financial protection strategy for policyholders and their loved ones.

Request a Demo

The Problem

But Families Need Legal Protection During Life

Most estate planning benefits offered through insurance products stop at a few basic documents, such as a Will, Power of Attorney, and Living Will.

While helpful, these documents alone often do not address the broader legal needs policyholders may face, including:

  • Avoiding probate
  • Creating trusts and naming trustees
  • Protecting assets
  • Supporting special needs beneficiaries
  • Planning for pet care
  • Managing complex family deeds
  • 15-30 important estate planning documents in every state
  • Declaration of Guardian
  • HIPAA Authorization

Policyholders need more than a few basic forms. They need a more complete estate planning solution that helps protect their wishes, assets, and loved ones.

Illustration of a person at a computer completing estate planning documents such as a will, trust, power of attorney, and healthcare directive

The Solution

A Complete Legal Benefit for Your Policyholders

LegalFix gives your policyholders an easy way to draft, understand, and complete important legal documents through a guided digital experience.

With LegalFix, your policyholders can access estate planning documents and state-specific legal information, with every provision explained in plain language before anything is signed.

LegalFix helps change estate planning from an expensive, confusing chore into an easy-to-complete, no-stress process.

Complete. Understand. Sign.

Document Drafter

Document Drafter
Easy-to-Complete, Already-Drafted Legal Documents

The LegalFix Document Drafter helps policyholders create important legal documents through a conversational, step-by-step experience.

What Policyholders Receive

  • Guided, question-by-question completion
  • 15–25 estate planning documents available in all 50 states
  • Inline, state-specific legal information explains document use
  • Documents ready for review, completion, and execution in minutes
  • Ongoing expansion into additional legal documents

Sample Documents

Revocable Living Trust

Special Needs Trust

Life Estate Deed

HIPAA Authorization

Pour-Over Will

Pet Trust

Simple Will

NFA Firearms Trust

When a Document Is Not Enough

Attorney-Drafted Documents, With No Network to Wait On

Most estate planning needs end with a document: a will, a trust, a power of attorney, a health care directive. Every one is drafted for the policyholder's state by attorneys and explained provision by provision before it is signed.

When a matter genuinely calls for an attorney, the policyholder chooses their own, from the whole market. There is no referral list to work through, no callback to wait for, and no law firm relationship for your brand to stand behind.

50 States

Drafted for Their State

  • Hundreds of documents drafted for the policyholder's own state by attorneys, not a generic national form.
  • Ready the day they enroll, at any hour, with nothing to request and no one to wait on.

Plain Language

Explained Before It Is Signed

  • Every provision annotated by the attorneys who drafted the document: what it does, and what each choice means.
  • Nearly 1,600 legal topics and free access to every state and federal law.

When Needed

Their Own Attorney, Their Own Choice

  • When a matter needs a courtroom or advice on specific facts, the policyholder compares ratings and reviews and hires the firm they judge the best fit.
  • No panel, no referral, and no law firm your brand has to vouch for.

No network. No callbacks. No coverage definitions.

Differentiation

Estate Planning Tools That Help Policyholders Avoid Probate, Transfer Assets to Your Loved Ones Faster & More Efficiently

Basic estate planning tools often only create a few documents. LegalFix supports a broader estate planning strategy.

Traditional Estate Planning Benefits

  • Limited to basic documents
  • Focused on simple wishes
  • Few planning options
  • No explanation of what each provision does
  • Nothing to return to after the first document

LegalFix

  • Supports more complete estate planning
  • Helps address complex family situations
  • Includes probate and asset-planning tools
  • Explains every provision in plain language
  • Provides value throughout the policyholder lifecycle

A well-structured estate plan can help families simplify asset transfers, reduce administrative burdens, and better preserve a policyholder’s wishes.

Integration

Seamless Integration Into Your Digital Ecosystem

LegalFix is designed for modern insurance platforms, making implementation simple for your organization and intuitive for policyholders.

1Single Sign-On
2White-label or co-branded deployment
3Automated eligibility verification
4Usage analytics and reporting
Illustration of an advisor showing a couple the policyholder benefit on a laptop

Integration Features

  • Single Sign-On
  • White-label or co-branded deployment
  • Automated eligibility verification
  • Usage analytics and reporting
  • No separate logins
  • No complex implementation
  • No additional training requirements

LegalFix manages the legal infrastructure while your organization delivers more value to policyholders.

The Gap

A life policy is a thirty-year relationship with two phone calls.

You spend real money to acquire a policyholder. Then the relationship goes quiet — no reason to log in, no reason to call, nothing to do but pay the premium. By the time you're back in contact, someone has died, and your first impression in years is a claims form.

A benefit your policyholders genuinely need — and return to more than once — changes that. Estate planning is the rare thing every adult knows they should do, keeps putting off, and will happily finish inside an experience you provide. It's the natural reason to stay in touch across the decades your policy is supposed to span.

For Life Insurance Carriers

You meet your policyholder twice. At the application — and at the claim.

The thirty years in between are a relationship you've already paid to acquire and aren't using. The LegalFix Document Drafter fills that gap with something your policyholders actually want — and, uniquely to you, it makes the claim itself cleaner when it finally comes.

Request a Demo

Policyholder lifecycle

LegalFix creates a useful, practical reason to re-engage policyholders between the first sale and the final claim.

Launch

A new policyholder benefit you can launch, not build

Nothing to build, nothing to staff, no unauthorized-practice risk to manage. You bring the policyholders; we bring the LegalFix Document Drafter and the attorneys who drafted every document in it.

1

Co-brand the Document Drafter

We make the LegalFix Document Drafter feel like part of your carrier — your name, your look

2

Offer it your way

As an included member benefit, a point-of-sale sweetener, or a lifecycle touchpoint that re-engages a quiet book

3

Policyholders create what matters

The documents that make your policy work the way it's meant to — pointed at the right people

4

You keep the upside

An engaged book, a differentiated product, and cleaner claims when they come

The Business Case

Four reasons it pays for itself.

01 — Engagement

A reason to come back

Engaged policyholders lapse less. An estate-planning benefit brings people back to your brand on their own terms — to update a will after a child, a move, a marriage — turning a dormant policy into an active relationship and lifting persistency where it's hardest to move the number.

02 — Acquisition

Win the sale you're tied on

Term is a commodity priced to the dollar. A guided estate-planning benefit your competitor doesn't include is a tiebreaker at point of sale — and a story your agents and direct funnels can lead with instead of leading with price.

03 — Claims

Cleaner beneficiary designations. Faster claims.

This reason is yours alone. When policyholders draft their estate documents through you, the process surfaces stale or missing beneficiary designations—the single biggest cause of contested and delayed payouts. Fewer disputes and less probate friction mean a faster, kinder claim: the moment that defines your brand for a grieving family.

04 — Brand-Safe

Built for your compliance team

LegalFix is a legal technology company, not a law firm, and does not give legal advice. The Document Drafter is informational, and LegalFix does not refer policyholders to any law firm. The benefit is designed from the ground up to keep you clear of the unauthorized-practice-of-law line — the very reason most carriers have kept their distance from self-help legal tools.

Let's Talk

Be present in your policyholders' lives, not just at their deaths

See what it looks like to put the LegalFix Document Drafter in front of your policyholders—and what it's worth to you in engagement, persistency, and a better claims experience.

Request a Demo